Save for what you want, and pay less for it
Tell LayawayGo what you're saving for. It plans what to put aside, keeps track of every payment and finds offers from businesses that fit your goal.
Offers are for members. A free account lets you browse them all.
How it works
Tell us your goal
Describe it in your own words, like a trip to Japan next spring. LayawayGo suggests a target from current prices and a plan to reach it.
Save at your pace
Choose how often you put money aside. You always see what's due next and whether you're on track.
Get matched offers
Businesses send offers that fit your goal, and can compete for it in an auction, so you pay less.
- See savings goals that match your products and services
- Bid in auctions to win a customer's goal
- Publish offers with Save Now, Pay Later plans
- Track how each offer performs
Frequently asked questions
Is LayawayGo a bank?
No. LayawayGo is not a bank, a lender or a financial adviser. It helps you plan and track your savings and shows you offers; any payments are processed by secure third-party providers.
How do savings goals work?
Set a target amount and a deadline, and LayawayGo helps you plan how much to contribute (weekly, bi-weekly, or monthly). The app suggests contribution amounts and tracks your progress towards the goal.
How are offers matched to my goal?
LayawayGo ranks merchant offers against your goal's category, target, timing and location, and shows the most relevant deals first, including any contribution match towards your savings.
What is SNPL (Save Now, Pay Later)?
SNPL lets you save towards an item over time at a discounted price. Instead of paying upfront, you contribute in instalments according to a plan, and merchant offers can match part of your savings.
How do auctions work?
When you open an auction for a goal, merchants compete by submitting bids (offers) to help you reach it. You choose how long the auction stays open; the remaining time counts down from when you create it. Open each auction to see its bids on the detail page.
Start your first goal today
It takes a minute, and it's free.